If you’ve recently sustained damage to your roof due to inclement weather or some other natural event, you’re likely wondering if homeowner’s insurance will cover the cost of repairs. While insurance will cover a variety of issues, there are always caveats and exceptions. Take a few moments to review the steps you should take to get your roof repaired and how insurance can help.
Determine Cause of Damage
If the damage to your roof is caused by a covered peril such as heavy winds, hail, or a fire, insurance will likely help pay for the cost of repairs. Damage caused by improper roof installation or lack of maintenance is not considered a covered peril and is typically not covered in homeowner insurance policies. For this reason, it’s important to have your roof inspected at least once a year to ensure there are no underlying issues which could undermine the integrity of your roof.
Assess the Extent of Damage
Depending on the extent of the damage, your insurance provider may choose to either replace the roof altogether or simply repair the damaged section. The cost of these repairs will determine the price of your deductible, so it’s a good idea to speak with an insurance agent to get a better idea of how much of the roof repair cost is covered and what is not. It’s also important to remember some insurance policies cover buildings outside the main home as well such as sheds or separate garages. Check with your insurance provider to see if these buildings are included in your policy.
Contact a Trusted Roofing Company
When it’s time to do the actual repair, it’s imperative to contact a trusted and respected roofing company to do the job. Roofing professionals will know how to best complete the roof repairs quickly, coordinating with the insurance company throughout the process. This will save you time and money, allowing you to focus on more important matters.
To schedule a roof inspection with a respected company, contact Bill West Roofing today. Since 1980, Bill West Roofing has supported clients with roof repairs and installation throughout the greater Kansas City area. Bill West Roofing has received several awards for their outstanding service including the SELECT Shingle Master™ CertainTeed certification and Best of Eastern Jackson County 2018 Reader’s Choice Award. For superior service you can rely on, reach out to our team today!